Smart Collection & Payment Recovery System

An enterprise payment recovery, EMI tracking, field agent dispatch, and automated SMS/WhatsApp collection platform for NBFCs, lenders, and recovery agencies.

SMART RECOVERY PLATFORM

Accelerate payment recovery and empower field collection teams.

Nova Collection Management System is built to streamline debt recovery operations, automate EMI payment links via SMS & WhatsApp, and monitor field agent visits with real-time GPS verification.

Field Agent Mobile App with offline receipting Automated SMS & WhatsApp payment links (UPI/Cards) Aging bucket classification (DPD 1-30, 31-60, 61-90, 90+ NPA) Real-time PTP (Promise to Pay) & follow-up scheduler Digital receipt generation & instant cash reconciliation

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Nova Recovery Dashboard ● Active Recovery Stream

Total Outstanding ₹45.8L

Recovered (This Mo.) ₹32.4L

Field Agents Live 18

Vikram Malhotra Verified GPS

₹2.8L Collected

Sanjay Sharma Verified GPS

₹1.9L Collected

Rajesh Kumar Verified GPS

₹3.4L Collected

Amit Verma Verified GPS

₹1.2L Collected

KEY MODULES

Engineered for High Recovery Rate

Comprehensive modules that eliminate manual cash leaks and keep recovery agents accountable.

Loan & Portfolio Tracker

Centralized ledger for borrower profiles, loan account details, EMI schedules, interest calculations, and payment history logs.

Field Agent Mobile App

Mobile app for field recovery agents featuring customer location navigation, digital receipting, and instant payment collections.

SMS & WhatsApp Payment Links

Automated dispatch of dynamic payment collection links via WhatsApp & SMS with instant UPI, Netbanking, and Debit Card checkout.

DPD Bucket & NPA Analytics

Categorize overdue loans automatically into 30-day DPD buckets to prioritize high-risk accounts and legal escalations.

Digital Voucher & Receipt Vault

Instant SMS/WhatsApp receipt confirmation sent to borrowers upon payment, preventing agent cash misappropriation.

PTP & Follow-Up Automation

Track Promise to Pay (PTP) commitments, schedule automated reminder notifications, and assign follow-up tasks to tele-callers.

BUSINESS ADVANTAGES

Why Lenders & Agencies Choose Nova Recovery

+35% Higher Recovery

Speed up collection cycles with automated multi-channel payment link reminders.

Zero Cash Leakage

Instant digital receipts and automated daily agent cash reconciliation.

GPS Visit Verification

Verify field agent customer visits with geotagged timestamps and location logs.

Executive Dashboard

Real-time visibility into collection targets, agent productivity, and bucket recoveries.

READY TO BOOST YOUR RECOVERY RATE?

Book a demo of Nova Collection Management System.

See how our platform can be customized for your loan portfolios and recovery agency operations.

Book Product Demo